05Insights
Reading, before deciding.
Short, plain-English pieces on how invoice finance works, what providers look for, and what the terms actually mean. General information, not advice.
- 01Explainer2 min read
Factoring or discounting? The distinction that actually matters
Both release funding against unpaid invoices. The real difference is who runs the sales ledger, and whether your customers know.
- 02Preparation2 min read
What a provider looks at before offering a facility
Invoice finance is assessed differently from a loan. The debtor book matters as much as the balance sheet, sometimes more.
- 03Terms2 min read
Reading an invoice finance agreement: the terms worth understanding
The headline rate is rarely the whole story. A short guide to the terms that shape what a facility actually costs and how it behaves.
- 04Working capital2 min read
Long payment terms are normal. The gap they create doesn’t have to be.
Larger customers set the terms, and thirty to ninety days is common. A look at what the wait costs and how businesses fund it.
02Next
Start with a conversation.
No application form, no obligation. Tell us about the business and the requirement, and we will tell you honestly whether invoice finance is worth exploring.
What happens when you get in touch
- 01A short conversation about the business, its customers and how it invoices.
- 02We work out whether invoice finance is a realistic fit, and which structure.
- 03If it is, we outline the options and the providers worth approaching. If it is not, we say so.